Terms for using IFSCora

Informational service

IFSCora provides bank branch, IFSC, MICR, postal PIN code, post office and related location information for general informational and lookup purposes. We do not provide banking, payment, investment, legal, postal-delivery or financial advice.

Banking information

Bank details may include a bank name, branch name, IFSC, MICR, address, city, state and other available fields. A listing does not guarantee that a branch is currently open or that every displayed field is current. Before a transfer, confirm the final beneficiary, IFSC and branch details with the recipient or relevant bank.

PIN code and postal information

The PIN Code Directory may display six-digit PIN codes, post office names, office types, delivery status, districts, states or Union Territories and other available postal information. Postal records and administrative boundaries can change. A page on IFSCora should not be treated as a guarantee that a post office currently serves a particular address or that a delivery service is available for every location within that PIN code.

Bank branches by PIN

Where IFSCora offers a tool to find bank branches using a PIN code, results may depend on the branch and address information available in the directory. A nearby or district-level result is not the same as an exact branch-PIN confirmation. Check the branch address and official bank information before relying on such a result.

Accuracy and changes

We work to maintain useful records and may apply validation, normalisation, review and quality controls. Even so, information can be incomplete, delayed, outdated or incorrect. Banks, branches, postal offices, districts, cities and service areas may change after a source record was published or imported.

Your responsibility

You are responsible for checking important banking or postal details with the appropriate official source before acting on them. You are also responsible for using IFSCora lawfully and must not attempt to disrupt the service, bypass security controls, overload the website, extract data in an abusive manner or use the site for unlawful activity.

Calculators and tools

Calculators and lookup tools are provided for convenience and general estimation. Calculator results may use assumptions and should not be treated as a quote, approval, guaranteed return, loan offer or professional financial advice.

Third-party services and links

The site may link to external websites or display third-party advertising. External services are controlled by their respective operators, and their content, availability, security and policies are their responsibility.

No warranty

IFSCora and its content, directories, tools and calculators are provided on an “as is” and “as available” basis. We do not guarantee that the website will always be uninterrupted, error-free or available, or that every record, search result, calculation or external link will always be complete, current or accurate.

Limitation of liability

To the maximum extent permitted by applicable law, IFSCora and its operator will not be liable for indirect, incidental, consequential or similar loss arising from reliance on directory information, an incorrect or outdated record, a failed or misdirected transaction, postal or delivery issues, calculator results, third-party services, technical interruption or use of the website. Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited.

Governing law

These terms and your use of IFSCora are governed by the applicable laws of India, subject to any rights or protections that cannot lawfully be excluded.

Service changes

We may update directory features, data sources, tools, these terms or site availability as the service develops. Continued use after an update means the current terms apply to your use.

Last updated: 12 September 2026